Terms & Conditions

Effective Date: January 1, 2025 · Last Updated: March 26, 2026

1. About Us

The Legacy & Service Group, LLC is a licensed mortgage lending company operating in Arizona and other states. We are not a real estate brokerage, and we do not buy or sell property. Our services are limited to mortgage origination, loan consulting, and related financial services.

Ernie Severson · NMLS #2162789  |  Matthew Leimbach · NMLS #1666376

2. Use of This Website

This website is provided for informational purposes and to facilitate contact with our team. You agree to use this site only for lawful purposes and in a manner that does not infringe the rights of others.

• You may not use automated tools to scrape or harvest information from this site
• You may not impersonate any person or entity
• You may not submit false or misleading information through any form on this site

3. SMS Messaging Terms

By providing your phone number and opting in to SMS communications, you agree to the following:

• You consent to receive SMS text messages from The Legacy & Service Group, LLC related to mortgage services, loan updates, appointment reminders, and follow-up communications
• Message frequency varies based on your inquiry and loan status
• Standard message and data rates may apply depending on your carrier plan
• To opt out at any time, reply STOP to any message you receive from us
• To request assistance, reply HELP
• We will never share your phone number with third parties for marketing purposes

4. Not Financial or Legal Advice

Information provided on this website, or in any communication from our team, is for general informational purposes only and does not constitute legal, tax, or financial advice. All loan products are subject to credit approval, underwriting guidelines, and applicable state and federal regulations. Contact us directly to discuss your specific situation.

5. No Guarantee of Loan Approval

Submitting your information through our website or contacting us does not guarantee loan approval, a specific interest rate, or any specific loan terms. All mortgage products are subject to qualification, property eligibility, and lender approval.

6. Intellectual Property

All content on this website, including text, images, logos, and design elements, is the property of The Legacy & Service Group, LLC or its licensors. You may not reproduce, distribute, or use any content from this site without our prior written consent.

7. Third-Party Links

Our website may link to third-party websites or tools (such as scheduling platforms or lender portals). We do not control those sites and are not responsible for their content, privacy practices, or availability.

8. Limitation of Liability

To the fullest extent permitted by law, The Legacy & Service Group, LLC shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of this website or our services, including but not limited to errors, omissions, or delays in information provided.

9. Governing Law

These Terms & Conditions are governed by the laws of the State of Arizona. Any disputes arising from your use of this website shall be subject to the jurisdiction of the courts located in Mohave County, Arizona.

10. Changes to These Terms

We reserve the right to update these Terms & Conditions at any time. Changes will be posted on this page with an updated effective date. Continued use of our website following any changes constitutes your acceptance of the revised terms.

11. Equal Housing Lender

The Legacy & Service Group, LLC is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, sex, national origin, disability, familial status, or any other protected class under applicable federal, state, or local law.